Fast Personal Financing & Business Loan in KL & Selangor
Get safe, licensed cash loans without the wait. Apply online for fast approval in just 30 minutes and get cash transferred directly to your bank account in 2 hours.
Trusted KPKT Licensed Money Lender in KL & Selangor
At Pinjam.co, we make borrowing money simple and straightforward. We provide fast cash to help with your financial needs. We are a 100% legal and licensed money lender under the Kementerian Perumahan dan Kerajaan Tempatan (KPKT).
What this means for you:
- No Hidden Fees: What you see is exactly what you pay.
- Safe & Legal: We follow all government rules to protect you.
- Fast Processing: We cut out the long waiting times and paperwork.
Borrow With Confident
Representative Loan Example:
- Loan Amount: RM 1,000
- Repayment Period: 12 months
- Interest Rate: 18% p.a.
- Total Interest Charged: RM 180
- Total Repayment Amount: RM 1,180
- Monthly Installment: RM 98.33
- Upfront Fees: RM 0 (No stamp duty, no agreement fees, no lawyer fees).
Important Disclosures:
- Eligibility: Open to Malaysian citizens aged 18 years and above only.
- Security: All successful applicants must meet our loan officers in person to sign KPKT-compliant documents.
- Disclaimer: The figures above are for reference. Actual rates depend on your credit assessment. Terms & conditions apply.
What We Offer
Personal Loan
A fast cash loan for your personal needs. No collateral or property needed. You pay it back in fixed monthly installments.
Loan Amount: Up to RM 50,000
Tenure (Duration): Up to 36 months
Interest Rate: 12% p.a.
Basic Requirements: 3 months payslips, 1-year EPF statement, salary bank account statement.
Business Loan
Capital to help your business grow or manage cash flow. Available as unsecured loans or secured loans (using property or assets as collateral).
- Loan Amount: Up to RM 300,000
- Tenure (Duration): Up to 3 Years
- Interest Rate: 12% p.a. to 14% p.a.
- Basic Requirements: Sdn. Bhd. companies only, 2 years audited accounts, 2 years bank statements.
Business Credit Line
A flexible standby cash facility. You can draw money, repay it, and draw again up to your approved limit. You only pay interest on the money you actually use.
Standing Limit: Up to RM 1,500,000
Tenure (Duration): 6 to 12 months (Renewable)
Interest Rate: 13.5% p.a.
Basic Requirements: Sdn. Bhd. companies only, 3 years audited accounts, 3 years bank statements.
How to get your loan?
Fill in the application form
Fill and submit the application form with valid information. We will contact you within 30mins.
Prepare all documents in advance.
We will ask for document such as (but not limited to) payslip, bank statement, EPF statement.
Setup Appointment
Meet our loan officer at a safe, public location. We will explain all terms clearly.
– If you agree, sign the KPKT compliant document(s) and cash will be deposited to your designated account in 2 Hours.
– Otherwise, you get a free coffee from us. No other charges.
FAQs
Office Location
Second Floor, 15, Jalan Puteri 4/7a,
Bandar Puteri, 47100 Puchong, Selangor
Opening hours
Monday – Friday: 8:30 AM – 6:30 PM
Saturday – Sunday: Closed
- License no. WL7024/10/01-4-311226
- License validity 01-01-2025 – 31-12-2026
- Ad permit no. XXXXXXXXXXXX
- Ad permit validity AA/BB/CCCC – AA/BB/CCCC
- Privacy Policy
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